Beyond Buying Insurance: When It Makes Sense to “Own” Your Risk
September 30, 2026
Tackling a few key maintenance tasks now can help prevent damage, improve efficiency, and keep your home safe through winter. Taking these proactive steps in the fall decreases your likelihood of having a claim in the winter.
5 Home Maintenance Tasks for the Fall
Clean gutters and downspouts
Remove leaves and debris to prevent clogs and water damage.
Seal cracks and gaps
Check around windows, doors, and foundations to keep cold air and moisture out..
Inspect the roof
Look for missing or damaged shingles and address issues before winter storms arrive.
Service your heating system
Schedule maintenance and replace filters to keep your system running efficiently.
Prepare your fireplace and chimney
Have them inspected and cleaned before use to reduce fire risk.
One More Fall To-Do: Review Your Coverage
As you check off your fall home maintenance list, add one more important step: review your homeowners insurance to make sure your coverage is ready for the season ahead.
Not sure if you and your home are ready for what winter could have in store? Schedule a Personal Risk Review with Gilroy Kernan & Gilroy today. Give us a call at 315-768-8888 or fill out our contact form here to get started.